Most people holding crypto in Nigeria have done this at least once: converted their crypto to Naira first, waited for it to land, then made a separate bank transfer to whoever actually needed the money. This method of sending bank transfers with crypto is long, stressful and risky. It takes too many steps to complete the transaction, and then there’s the risk of payment delays or getting scammed during crypto-to-Naira conversion. All of these stress and risks can be avoided if you understand how to send bank transfers to anyone with crypto using the right channel.
Using crypto for everyday life should never be that stressful. That’s why Resolva exists. Resolva is an app that makes going from crypto to bank transfers quick and easy. You send directly from your crypto wallet to any Nigerian bank account, and Naira gets there without any stress or delays.
This guide walks you through how to send bank transfers to anyone with crypto in Nigeria from start to finish. You’ll learn how to initiate a transfer, enter your recipient details, confirm the transaction, and get someone credited instantly without them needing to know anything about crypto.
What Resolva Actually Does
Unlike traditional crypto-to-cash apps or P2P platforms, Resolva doesn’t just let you convert crypto to Naira; it goes a step further by letting you convert crypto into a bank transfer to anyone. You send crypto, Naira goes into any Nigerian bank account you choose: yours or someone else’s.
Resolva has two primary modes: Receive and Send. “Receive” lets you cash out crypto directly into your Nigerian bank account in seconds. “Send” is the part that changes how you move your money. With Resolva’s Send, you no longer need to off-ramp to your own account and then make a separate bank transfer anytime you want to send money out or make a payment. You can simply send crypto and naira lands in any bank account you choose instantly.
The recipient’s bank account gets a standard bank credit without downloading any app or setting up wallets.
How to Send Bank Transfers to Anyone with Crypto
First, you need to download the Resolva mobile app
Sign up and verify your account (See how to set up your Resolva account here)
Once you have your Resolva account set up, go to the home page and tap Send. Here is what happens from there.
Step 1: Select your asset
Choose the cryptocurrency (USDT, USDC, BTC, ETH, SOL, etc) you want to send
Step 2: Choose the recipient currency and enter the amount
Select NGN as the recipient currency, then type in how much Naira you want the person to receive.
| As you type, the crypto equivalent updates in real time below the amount field. Make sure you send that exact amount. |
Step 3: Enter recipient details
Type in the recipient’s account number and select their bank. Resolva fetches the account name automatically so you can confirm it before sending anything.
Alternatively, you can tap the recipient’s name from your beneficiary list at the top of the screen. You can also add a note. This is useful if you are paying someone for something specific and want a record of what the transfer was for.
Step 4: Review the transaction summary
Before anything moves, Resolva shows you the full breakdown: the Naira amount going to the recipient, the crypto equivalent leaving your wallet, the exchange rate, and the recipient’s account details.
Check everything. When you are satisfied, tap Proceed to Payment.
Step 5: Select your network and send
Choose the blockchain network you want to send from. If it is your first time using that network on Resolva, you will need to generate a wallet address before proceeding. This is a one-time step per network.
Copy the exact crypto amount shown, go to your external wallet, paste the address, paste the amount, and send.
| Once your transaction is confirmed on-chain, the Naira is credited to your recipient’s account instantly. |
Who You Can Send Bank Transfers to with Resolva
Anyone with a Nigerian bank account. That is the only requirement on their end.
| Who | What it looks like |
| Family | Send money home without converting first. Your mum gets Naira in her Bank account. She does not need to know crypto exists. |
| Friends | Pay someone back, split a bill, send a gift. Fast, clean and no delays. |
| Vendors and suppliers | Pay for goods or services directly from your crypto wallet. You send bank transfers to anyone with crypto, your vendor receives Naira. No middleman. |
| Freelancers and contractors | You got paid in crypto for a job. Your subcontractor needs Naira. Send it straight to their account without converting and withdrawing to yours first. |
| Anyone you want to send money to | If they have a bank account, Resolva can reach them. |
Send Bank Transfers to Anyone with Crypto
Download Resolva on the App Store or Google Play, set up your account in minutes, and start spending your crypto.
Quick FAQs
Does the recipient need a Resolva account?
No. They just need a Nigerian bank account. Naira lands there the same way any other transfer would.
Does the recipient need to know about crypto?
Not at all. From their side, it looks like a regular bank transfer. The crypto part is entirely yours.
Can I send it to any Nigerian bank?
Yes. Resolva supports all major Nigerian banks.
What if I send the wrong amount?
The transaction is confirmed before anything leaves your wallet. Review the summary screen carefully before you proceed.
How do I know the transfer went through?
You get a notification the moment your crypto is confirmed on-chain. Your recipient gets credited at the same time.
Can I save a recipient for next time?
Yes. Anyone you have sent to before shows up in your beneficiary list. One tap and their details are filled in.
